Finance built for business owners and entrepreneurs.
Getting a loan when you run your own business can feel overly complicated. We speak the language of self-employed finance. Whether you have full financial statements, are using an 'alt-doc' solution with BAS statements, or rely on add-backs, we know how to present your application for a fast approval.
We look at the reality of your income.
Your tax return doesn't always tell the full story of your business.
Income Analysis
We review your company financials, trusts, and personal returns to calculate your true servicing capacity.
Policy Matching
We navigate lender policies to find the bank that views your specific company structure and add-backs favorably.
Application Preparation
We present a comprehensive, logical case to the lender's credit team to avoid unnecessary questions.
Flexible Verification
Depending on your situation, we can verify income using:
- Full company and personal tax returns
- Accountant's declaration (Alt-Doc)
- Business Activity Statements (BAS)
- Business bank statements
Things to consider
Trading History
Most prime lenders require 2 years of ABN registration, but some specialist policies only require 1 year or even 6 months in certain industries.
Add-backs
We can often add back one-off expenses, depreciation, and superannuation contributions to boost your borrowing power.
Let's simplify your finance.
Focus on running your business while we handle the banks.
Speak with a self-employed specialist.Got Questions?
Frequently Asked Questions
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